Saturday, November 1, 2008

Kim Komando Show Electronic Newsletter - Nov. 1, 2008

Kim's Club Shop Listen Columns Cool Sites Tips Buying Guide Video of the Day

Your e-mail address will never be sold to anyone, ever. I promise!

  Front Pocket Wallet

  A chess board you can roll up and take with you!

  Digital Photo Blanket

  Save Your Old Negatives And Slides Forever!

  Emergency Backpack

  5-in-1 LifeSaver Emergency Tool

  Everywhere Bag



Nov. 1, 2008—Vol. 12, No. 44

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Welcome to your very own edition of the official Kim Komando Show Weekend Newsletter! I've got you covered with the latest news, stellar sites and important tips! You're joining millions. I wish I could thank each of you individually in person! Now, that would be one heck of a party!

- ON THE QT: Get your flu shot; fun videos and freebies
- DIGITAL DIGRESSIONS: Easy and fast tips that work for you
- MY COLUMN: Shop Black Friday for digital gear deals
- COOL SITES: Komando Kids; and more fun stuff you'll like and use
- COOL USEFUL FUN FREEBIE: Free personal finance programs
- SECURE COMPUTING: Yahoo!, Microsoft fight lottery scams
- YOUR WEEKLY Q&A: What is TrueHD and DTS-HD Master Audio?

With 465 radio stations throughout the United States where I call home, there's bound to be a station near you that's broadcasting my show this weekend. To find the one closest to you, click here and you'll be magically transported to the Official Komando Radio Map. Then, join me for three fun-filled, jam-packed hours of great talk radio about the Internet, HDTVs, MP3 players, DVRs, marketing tips for your site, digital cameras, camcorders, making money online, using the Internet to save money and a bunch more!

I'd really like you to call me. After all, they call it "talk radio" for a reason. You can join in the fun. I'm sure you have at least one question about something digital. I'm here to help with unbiased advice.

It takes just three easy steps: 1.) Call the LIVE broadcast. That's this Saturday from 10 a.m. to 1 p.m. on the East Coast, or, if you live on the West Coast, 7 to 10 a.m. 2.) Know the phone number. It is, of course, toll-free 1-888-825-5254. 3.) Talk to our call screener Andrew and tell him what's on your mind. That's all there is to it!

Listen in crystal clear digital audio on your schedule. It's commercial-free, too! When you download my shows, they can be played on any MP3 player. Or, you can play them on your computer. You can even burn them to CDs and listen in the car. Click here to join Kim's Club today! It's just a few dollars per month.

When something is underlined in our newsletters, click it. It's a link for you to learn more. So go ahead, click the link. Expand your horizons. You'll be glad you did!

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ON THE QT: Things I pass along just for you!

The presidential election is just days away. Like you, I look forward to casting my vote. But the unsolicited phone calls from politicans coming in to my home are driving me crazy!

Maybe you feel the same way. In that case, register for the Political Do Not Call Registry. It's free to register one phone number. You may also have registered for the National Do Not Call Registry. Guess what? It does not apply to political calls.

I just love fall and winter in Phoenix. Things definitely cool down. But, unlike elsewhere, the weather is still beautiful and sunny. But there is one thing I don't like—the flu.

For most people, the flu is little more than an uncomfortable inconvenience. But the flu is much more serious for others. So, it pays to take precautions. You know what I'm talking about! It's time to get your flu shots!

No matter where you live, you can get a flu shot close by. But you'll need to find a place that offers them. Just visit my site. I'll help you find flu shots in your area.

PAY IT FORWARD: Who likes shots? Don't let your friends and family off the hook. Forward this newsletter to them now. Encourage them to get their flu shots, too! It's for their health, after all.

Do you have pictures stored online at AOL? Time to move them! AOL has announced that it will discontinue AOL Pictures. The online photo site will close on Dec. 31, 2008. That's bad news for those who use the service. Fortunately, though, AOL isn't going to leave you out in the cold.

AOL will help you transfer your photos to American Greetings PhotoWorks. As at AOL Pictures, you'll get unlimited free storage. All you need to do is register for PhotoWorks. Then, provide the user name and password for your AOL Pictures account. You'll be able to access your photos on the PhotoWorks site.

You have many choices when it comes to photo sites. So, you may decide to explore other options. In that case, download your photos from AOL Pictures. AOL has a new tool that will help you download them quickly and easily. Or, purchase an archive of your images on DVD. AOL will charge you for the DVD based on how many photos you have.

In just a few short days, we will elect our next president! We will also cast votes for local and state officials. I'm sure the elections are on everyone's mind. But are you ready to cast your vote?

No, I'm not asking if you've chosen your candidates yet! I'm talking about the logistics. Do you know what you need to take with you when you vote? Do you know where you will go to vote and the polling hours?

If not, don't delay. Head over to Election Protection's site. This nonpartisan site will help you find all the details you need.

Select your state for state election information. You can also find your polling location. Just scroll to the bottom of the page. In the section marked Find Your Polling Place, enter your address. That's all there is to do—except cast your vote!

There's one area where you don't need to spend money. That's when you need some great software for your Mac or PC. You can spend hundreds of dollars on a single program. But who wants to spend that kind of money in this economy? Not me!

If you need a program, visit my Download of the Day site. You won't believe all of the cool programs you'll find!

Each is thoroughly tested before I feature it. You never need to worry about viruses, spyware or other nasty tricks.

Here are some of my favorite freebies from the past week. Just click on the links below to learn more about the programs. Hurry back, though—I have more money-saving advice for you!

• Running programs on start-up is useful. But, managing a start-up list is difficult—unless you have this program!
• You can't always find an Internet connection. But that doesn't mean you can't surf everywhere! This program downloads Web sites.
• iTunes is great. That is, until your music library gets out of whack. This great program will clean it up in a jiffy.
• You can put all of your office applications on a thumb drive. Don't believe me? I'll show you how to do it.

Want a tip? Bookmark my Downloads page. Just go there, and press Ctrl+D. That will add my downloads section to your browser's favorites!

And remember this: If I say a program is free, it's FREE. There are sites on the Internet that try to sell free programs. There are also many ads on the Internet for similar programs, which aren't free. If somebody tries to charge you for a free program, back up. You've clicked on the wrong thing.

Saturday's download— Free budgeting software to keep your financial life in order.

Kim Komando's Giveaway of the Day SweepstakesYou love shiny new gadgets, and I love giving things away! So, my Giveaway of the Day has been a real blast for everyone. All good things must come to an end, though, and my Giveaway is no exception. I will award the final prize on Monday.

That means you only have a few chances to win left. So, don't forget to visit my site and enter for the final drawings. And don't worry—the remaining prizes are good ones! Here's what's left:

Today, I'm giving away a fabulous NAVIGON 2100 max GPS unit. This $299 GPS device is ultra-thin and stylish with a 4.3-inch touchscreen display and advanced features. Get peace of mind and save gas by making sure you are always heading in the right direction!

Tomorrow's prize will keep you organized and in touch all year. The Palm Centro smartphone gives you voice, text, IM, e-mail and the Web. All of this is in a sleek phone that fits into your pocket! The Palm Centro smartphone is valued between $299 and $349 without contract, $99 with contract.

Want the best video and audio performance in a standard definition (480p) DVD player? On Monday, you'll have a chance to win Rotel's RDV-1045 DVD Player. Get stunning picture quality with this prize valued at $499.

10/24 – Keith Stansell of Homedale, ID (KIDO 580 AM) – Keith will never be without his tunes. He won a Sansa Fuze Music/Video player and Mobile Ultra MicroSD card ($160). This 4-gigabyte portable player handles music, videos and photos. It also features an FM radio and built-in voice recorder.

10/25 – Raymond Luyet of Saylorsburg, PA (WAEB 790 AM) – Raymond will never look at movies the same way again. He's getting Rotel's RDV-1045 DVD player. This $499 player offers the best video and audio performance for standard-definition DVDs.

10/26 – Leslie Arthur of Joppa, MD (WBAL 1090 AM) – I sent Leslie Pure Digital's Flip Ultra Camcorder. This $150 camcorder shoots DVD-quality video and offers advanced editing features. And, it slips right into your pocket!

10/27 – J Clark of Overland Park, KS (KMBZ 980 AM) – I hope the mysterious J Clark is a music fan! J will be getting a Sansa Fuze Music/Video player and Mobile Ultra MicroSD card ($160). It can play music, videos and photos. The 4-gigabyte portable player also features an FM radio and built-in voice recorder.

10/28 – Keith Wormsbecher of Deltona, FL (WDBO 580 AM) – Computer worries will be a thing of the past for Keith. He's getting a full year's subscription to Carbonite's online backup service. And that's not all! He's also getting a year's subscription to Kim's Club and my Tips Book Package. In all, this package is valued at $150.

10/29 - Wayne Anderson of Rochester, NY (WHAM 1180 AM) – Wayne has a new way to keep organized and to stay in touch. The Palm Centro smartphone ($150) gives him voice, text, IM, e-mail and the Web. All of this is in a sleek phone that fits into his pocket!

10/30 – Byron Church of Blue Grass, IA (WMT 600 AM) – Byron is now wireless! He won the Linksys Dual-N Band Wireless Router ($279 value). This convenient, portable wireless network gear is perfect for travel and home use.

Congratulations! To see the entire list of winners so far and check out the winners as they are selected, visit the Giveaway of the Day Winners Page. Since many of you have asked, I usually pick the winners no later than noon, my time. So check the day after you enter. You may see your name on the Winner's List before we call you! But do us a favor--if you know you won before we call, try to act surprised! We love hearing people scream with delight!

Just remember: To win daily, you have to enter daily. Here's a secret: Not all people who visit my site, get these newsletters, listen to the show, etc. enter our contests. I don't know what the odds are of winning. But I bet they're a lot better than your state lottery's!

Hurry over to the Giveaway site and enter today's drawing now! Afterwards, check your e-mail for an exclusive offer from our eStore. And come back here for your weekly dose of digital delight.

TELL YOUR FRIENDS & FAMILY: Maybe they could win, too! Share this link!

TELL THE WORLD: If you have your own Web site, blog, newsletter or other form of electronic communication, go here:, you will find the short code that you can use to get some very attractive artwork to jazz up your site. You can help us promote the Sweepstakes, too! So click here now and then, post the code!

Everywhere you look online, you'll find videos. Many of these are silly or boring. Others are downright offensive.

You don't need to worry about that with my Video of the Day. I sift through the boring and offensive videos so you don't have to.

Each day I choose one video that is sure to delight you. It may be funny, or it could be inspiring. But my picks are never dull!

Don't miss these popular videos from the past week:

• Johnny Cash was one of the most influential musicians ever. His final hit recording explores his life. It's powerful.
• Chess is an exciting battle of wits. But most people don't view it as a spectator sport. This video might change some minds.
• Tornadoes are dangerous. Midwesterners know; when the sirens sound, they take shelter. But this guy chases twisters.
• Successful musicians dedicate their lives to their craft. But some start earlier than others. Check out this amazing 4- year-old boy.

Some people have amazing talents. But few stand out enough to be showcased on YouTube!

Here are some of my favorites from my Video of the Day archive:

• Ventriloquists rarely bring crowds to their feet. But this one did. You'll understand when you hear Emma do Etta James!
• We like to think we're hip. But we still like the circus. This video features Chinese acrobats. I didn't think this was possible.
• So, you think you're pretty good, singing in the shower? Well, this 12-year-old puts you to shame, I guarantee!
• We all know magic is based on sleight of hand and misdirection. But this high-tech trick defies explanation.

videoSaturday's video—Football sure can be exciting. This is a video of a great punt return. Catch the blocking on this play.

Sunday's video—Eva Cassidy was a little known American singer. After her death, her music was discovered by Europeans.

SHARE MY VIDEOS: Share my videos with your friends or family! Simply click the ShareThis button below the video you like. Click the Send/Email tab to e-mail the video with a personal message. Or click on the Social Web tab. From there you can share the video online. It works with services like Facebook, MySpace, StumbleUpon and more.

NOTE: Are you having trouble seeing my daily video picks? Do you get a message that the video is not available? Sorry to say, it's probably not the video. It's your computer, my friend. Get help on my troubleshooting page. These problems are pretty easy to fix.

PRIVACY AND SECURITY TIP: Quick ways to turn off your PC
There's plenty of software to protect your private data. But they can't stop someone peering over your shoulder. Shutting down would stop these snoops. But shutting down takes time. Fear not, I am here to save the day! I'll tell you about a better solution in the second hour of my show. Don't miss it. You'll be sorry you did.

STILL TO COME: Useful tips, important news and a few laughs!

    • Finding free software for kids
    • Shop Black Friday for digital gear deals
    • Important security tips; and some awesome freebies!

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DIGITAL DIGRESSIONS: Tips that work for you!

Carol called the show from Traverse City, MI, where she listens to me on WTCM 580 AM. Carol teaches computers to sixth through eighth graders. She covers Word, PowerPoint and Excel, among other programs. But she's looking for more ideas. She's particularly interested in free software.

There are plenty of free programs to teach them, Carol. My Downloads section is a good place to start. You'll find high-quality programs in a variety of categories. All have been tested for malware.

Not all of the programs in my Downloads section are appropriate, of course. But you'll find many that are. I would focus on programs that students might use once they're employed. For example, you could cover photo-editing programs like GIMP and Paint.NET. Or, how about a page-layout program like Scribus?

I would also think beyond the desktop. Many jobs will require the ability to post content to the Web. So, I would teach them the basics of HTML. It's a lot easier than you'd think! And there are programs like Nvu that will help. Then, look at blogging software like WordPress. And don't forget the extensions!

You should also think about teaching them programming. After all, we need to encourage more children to go into computer science and IT. MIT's Scratch program is a great intro to programming. It is aimed at children 8 and up. It's a great place to start! Learn all about this great program in my fun and easy tip.

Gwen in Springfield, MO, listens to my show on KWTO 560 AM. It sounds like Gwen wants to start early on Christmas. She's already thinking about getting her Christmas cards out. But, this year, she wants to make things easy. She wants to print labels rather than writing out addresses.

I don't blame you, Gwen. You have a computer and a printer. So, why not put them to good use? Fortunately, printing labels is relatively easy. There are tools in Microsoft Word that will do most of the work for you.

First, you'll need to buy your labels. You'll find many different kinds at your local office supply store. But, the most common will be Avery's 5810 labels. I recommend that you use these.

In Word, open the Mailings ribbon and click Labels. Click Label on the Labels tab. Select the label vendor and the product number. You'll see a brief description. Verify that you've chosen the right number. Click OK.

If you're printing one label, you can enter the recipient's information in the Address box. Then, opt to print a single copy of the label. You also need to specify the position of the label on the sheet. That's not the best solution, though.

Instead, click New Document. This is a nifty little way of creating a template for your labels. A new document opens. You'll see blue lines outlining the edges of each label. Click inside a box and type an address. Repeat for each recipient. Or, you can cut and paste from your address book. What a time-saver!

Need more help with Word? Check out these great time-saving tips:

Charlene listens to me on CKLW 800 AM near Detroit in Windsor, Ontario. She uses her digital camera to take videos. She held the camera sideways when she shot some of her movies. That means the video is sideways when she watches it. She called the manufacturer, but it couldn't help her rotate the videos.

I'll bet your neck hurts from trying to watch those videos, Charlene! If it makes you feel any better, you're not the only person who's encountered this problem. Too bad your camera doesn't detect how you hold it and make the necessary adjustments.

Fortunately, there is a fairly simple solution. You just need to rotate your video in Windows Movie Maker. Open the program and drag the video clips from your hard drive to the clips area. Then, drag the clip to the storyboard at the bottom of the window.

Now, click Effects. You'll want to find Rotate 90 or Rotate 270. The one you need depends on which direction you turned the camera. Drag the effect onto your clip on the storyboard. Now you're ready to publish your movie. Click File>>Publish Movie. Follow the prompts to save your movie. You're good to go!

At this time of year, many of us dust off our camcorders and start shooting. We take videos of the kids in their Halloween costumes. We also take videos at family gatherings and holiday parties. Why not share these videos? You can put them online for friends, or make them into a gift for family members. I have plenty of fun tips on my site that will help you with this:

• Get your videos ready for YouTube
• Combine photos and video for a present
Add narration to home movies
• Show two video clips side by side

Danny in Phoenix who listens to the show on KFYI 550 AM heard me talking about how to find a job online. He wanted to know more about the jobs I mentioned. Everyone could use a little extra spending cash. But if your bills are piling up, some supplemental income becomes important.

There are a number of ways to make money from home. You probably won't get rich. Still, extra cash can go a long way.

Whether it's freelancing, customer service, tutoring or selling your own crafts, I did the research for you. I have it all listed and free for the taking at my Money Center. There's something for everyone!

Remember when your computer was new? It took mere seconds to greet you with the Windows desktop. Today, it seemingly takes forever to boot up. Visit our Performance Center for free tips and advice. You'll be glad you did!

I'm sure that there's someone among your friends and family who would learn a thing or two from our newsletters and national radio shows.
• Tell your family members and friends to check us out. I have a form that makes it easy.
• Link your blog, Facebook, Myspace or site to my site. Instructions and cool artwork await you.


    • Rookie Rundown—Faxing without a landline
    • Keep reading! I have more money-saving tips!

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"I trust and use Carbonite to back up all my important files. You should too!" — Kim Komando

How often do you back up your PC? With Carbonite, files are backed up automatically. Enjoy the simplicity of secure, unlimited backup of all your photos, music, e-mail, financial records and more. Try Carbonite today.
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Despite what you see in stores, the Friday after Thanksgiving begins the traditional Christmas shopping season. It's called Black Friday to mark the day retailers make profits and are "in the black." It's also the day for extended shopping hours, crowded stores and deeply discounted prices.

If you're in the market for any digital gear such as computers, televisions, cameras and other gadgets, you're in luck. Deals abound. Thanks to the Internet, you can get a sneak peak at what's going to be on sale and where come Black Friday.

Want to know what you'll find this year? My column will enlighten you on some of the hottest deals. Don't miss it on my site! It's free.

Did you know that I host two radio shows? I have a Digital Minute that airs Monday through Friday. I also host a three-hour show on the weekends. Over 460 radio stations in the great United States broadcast my shows. Plus, from here in the desert come all kinds of tidbits about living a digital lifestyle. You can read my weekly column in over 100 Gannett newspapers across the country. And I write two columns a week for the USAToday Web site.

It takes just three easy steps: 1.) Call the LIVE broadcast. That's this Saturday from 10 a.m. to 1 p.m. on the East Coast, or, if you live on the West Coast, 7 a.m. to 10 a.m. 2.) Know the phone number. It is, of course, toll-free 1-888-825-5254. 3.) Talk to Andrew and tell him what's on your mind. That's all there is to it!

There are other newsletters aside from this one that we send out free of charge. Sign up for all four now, while you're thinking about it. You can do that here.

    • Some freebies and a contest for you to win!
    • Some Blu-ray players offer high-quality audio

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A Colored Light to Tell You When the Faucet Water is Hot or Cold!

• Never scald your hands again
• Encourages kids to wash their hands
• Fun and functional home gadget

Other Items of Interest
Turn Your Lights On/Off When You're Not Home
Never Forget to Close Your Garage Door Again

ROOKIE RUNDOWN: Tips to get you newbies up and going!
Jack wrote from Dallas, where he tunes in on KRLD 1080 AM. He's giving up his landline to reduce monthly expenses. Jack would also like to give up his dedicated fax line. He's seen online fax services. He wants to know if they're easy to use. He'd also like to know if they would suit him.

Well, Jack, let's take your questions in reverse order. Online fax services let you send and receive faxes anywhere you go. So, they're ideal for traveling professionals. But they should suit anybody who needs to send or receive faxes.

Several companies offer online fax services. There's Send2Fax and RapidFAX. There's also MyFax, which is one of my advertisers. Since I use its service, I'll tell you about MyFax.

You don't need to install any hardware or software. All you need is a MyFax account, Internet service and e-mail.

To send a fax via MyFax, all you do is open a new e-mail message. Enter the phone number followed by "@myfax" (minus quotes) in the To field. Then, attach the documents you want to send. MyFax works with almost 200 file types.

Isn't that easy? Well, receiving faxes is a snap, too. MyFax will assign you a fax number when you register. When someone faxes you, it is forwarded to your e-mail account. You can also send and receive faxes from MyFaxCentral.

Now, there is one problem with online faxing services. It is easy to send and receive documents and files that are on your computer. With things like signed contracts, it's a little more difficult. You'll have to get them onto your computer first. So, you'll need a scanner. Or, your current fax machine may double as one.

MyFax's plans start at $10 a month. You can send 100 pages and receive 200 pages. If you need more, you'll can upgrade to a more expensive plan.

Online fax services should save you money, though. You don't need to worry about long distance charges. Also, you'll save a bundle on fax supplies like ink and paper!

You can try MyFax free for 30 days! Visit its site to get started.

We're all trying to save some money these ways. Fortunately, I have you covered. Check out these helpful money-saving tips:

There's always something under construction at Behind the scenes, we've been revamping the Buying Guide. Here, you can find unbiased advice on buying laptops, computers, TVs, monitors, scanners, video cards, digital cameras, software, audio, printers, cell phones, networking gear, handhelds, memory cards and, well, let's just say a heck of a lot more!

Now, you can scan the categories. Or use the Search banner on the page. We hope you like the improvements at the Buying Guide and use it often!

Did you move and get a new e-mail address? Let us know so you don't miss a single issue of our free newsletters. It's easy. Just use our Change of Address form at the Komando Newsletter Center. Click here to access it now.

When something is underlined in our newsletters, click it. It's a link for you to learn more. So go ahead, click the link. Expand your horizons. You'll be glad you did!

You get this newsletter. Now, sign up for my other three free e-mail newsletters.

• Free computer or digital tip Mon-Fri
• Free Cool Site daily
• Free news links Mon-Fri

As always, I guarantee your privacy. Your e-mail address will not be sold, leased or given to anyone, ever!

    • Security tips to keep your computer safe
    • Do you need a new receiver for new audio formats?

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Send & receive faxes from your email or anywhere you access the Internet!
• Free local or toll free #
• Fax to any fax machine
      • No long distance charges
• Just $10 a month

Shouldn't your fax be as mobile as you are?
Test drive MyFax today!

RADIO REWIND: Your guide to all things radio!

Tomorrow ends daylight-saving time, so it's time to turn those clocks back! Did you know that most of Arizona does not recognize daylight-saving time? No changing clocks for me! Be sure to tune in to my weekend show each week at its scheduled time. And don't miss my Digital Minutes during the week. Miss a show? Join Kim's Club and access audio on demand!


Temple, TX (KTEM 1400 AM), Digital Minutes weekdays in the 10 a.m. hour
Fargo, ND (WDAY 970 AM), weekend show Saturdays, noon

My weekend show airs live in Honolulu (KHBZ 990 AM) at 5 a.m. HST Saturdays and in York, PA (WSBA 910 AM) at 10 a.m. ET Saturdays. If you're in Dothan, AL (WWNT 1450 AM), you can listen live at 9 a.m. Take a peek at some of my affiliates across all time zones: New York (WCBS 880 AM) ET; Houston (KTRH 740 AM) CT; Washington (WTNT 570 AM) ET; Phoenix (KFYI 550 AM) MT; Baltimore (WBAL 1090 AM) ET; Nashville, TN (WWTN 99.7 FM) CT; Salt Lake City (KNRS 570 AM) MT; Harrisburg, PA (WHP580 AM) ET; Colorado Springs, CO (KRDO 105.5FM/1240 AM) MT; Sacramento, CA (KSTE 650 AM) PT; and so many more!

Oshkosh is located 75 miles northwest of Milwaukee and is also called "Sawdust City." Oshkosh is the home of the Experimental Aircraft Association. It hosts a large annual air show each year. Oshkosh B'Gosh was established in 1903, but those overalls didn't become famous for years!


WOSH 1490 AM airs my weekend show Saturdays at 9 a.m. and Digital Minutes in the 8 a.m. hour weekdays.

Are you trying to find your local Komando affiliate? Just click on my map and select an area near you. Then, enter your e-mail address. We'll send you the name of a local station in a jiffy!

Sign up for Kim's Club here. You can listen to my Kimcasts wherever and whenever you wish! Also, you can access my Message Board and premium content too!


    • Security tips to keep your computer safe
    • Blu-ray players, receivers and high-quality audio

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Colorful LED Candle Holder

Be prepared in any emergency!
• 3 days of food and water
• First aid and hygene kit
• Ideal for the home, office, car or outdoors

OtherItems of Interest
Exotice Home Fragrance Beads
Soothing Rainbow Night Light


KIM'S TIPS FOR KOMANDO KIDS: Block porn on MP3 players
As music players advance, they gain features. Pornography could be accessed on some players. Are you buying one for a gift? I'll fill you in on the details. Listen to the third hour of the Kim Komando show.

CONTEST SITE: Rock at Home
Lifetime is giving away a Nintendo Wii, Rock Band 2 and $5,000. And that package is just one of three prizes. Open to U.S. residents 18 or older. Deadline 11/19/08

FREEBIE OF THE WEEK: Free green tote bag
Mantra Venture Group is giving away cloth tote bags. These can replace plastic bags at the grocery store. They're a great way to consider the environment. Choose from green or red.

FREEBIE FROM KOMANDO.COM: Free tools for eBay users
eBay is a great place to buy and sell goods. It can be an easy way to make money. But every user could use some help. I've got five tools to make you an eBay power user.

There are plenty of great sites on the Web. But who has time to find them? Every day, I pick one great site and share it with you. Try it for a week and you'll love it!

In case you missed any this past week, here's a list of some of our favorites:
Stamp out file compatibility woes
Keep an eye on your investments
Health and nutrition resources
Your personal witness

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THIS WEEK'S FOCUS: Free personal finance programs
Managing your money is paramount these days. Have you set a budget for your household? It's not easy to do. And sticking to it is even harder. But I've found some great programs that can help. And they won't cost you a dime!

Let's keep it going; there's plenty more to cover:
• SECURE COMPUTING: Microsoft and Yahoo! team up

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• A RAM upgrade is the most affordable way to get more from
   your PC and applications.
• Our Crucial System Scanner tool displays the upgrades that
   fit your needs and budget.
• Guaranteed compatible.



Brought to you by my book, Complete Guide to Computer Security & Privacy. Order your copy today!

Microsoft's and Yahoo!'s names are often used in lottery scams. So, the companies are teaming up to fight the scams. They're joined by the African Development Bank and Western Union.

Those affected by the scam should file a report with local police. They should then e-mail a copy of the report to the companies. The companies will look at patterns and gather evidence. They will then send the information to police.

I've warned readers about the lottery scam in the past. Learn everything you need to know about it in my handy tip. I applaud Microsoft and Yahoo! for helping authorities. But, the crooks will likely start using other companies' names. Don't let them trick you!

With identity theft on the rise, you know computer security is important. So, if you don't have security software or if your security programs are outdated, take action! I know what you're thinking: Buying a computer security suite is costly. But you don't need to spend a dime. I have links to all the free security software you need. Click here.

SHARE IT: Spread the word. Share the link to my security center with your family, friends, baseball team—everyone! They will thank you for it!

• New audio formats come to Blu-ray players

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Flowing Waves of LED Colored Light!

• Soothing night time illumination
• Multi-colored light gently changes color
• Select one color or choose your speed
• Great for kids and safe to touch

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I'm considering buying Panasonic's DMP BD55K Blu-ray player. I like it because it decodes Dolby TrueHD and DTS-HD Master Audio. I have an older Denon receiver that doesn't handle these formats. So, I can enjoy the new formats without buying a new receiver. But, are these formats better than Dolby Digital and DTS? Also, is this solution as good as buying a new receiver?
—David in Des Moines, IA, listening on WOW-FM 98.3 FM

Are these formats better? That's a subjective question. Some people aren't particularly sensitive to audio quality. For them, these new audio formats probably don't matter.

Others excel at picking up nuances in music and other audio. For them, the difference will be substantial.

Dolby TrueHD and DTS-HD Master Audio are both lossless audio formats. They're essentially identical to the studio masters. So, they should give you unmatched audio quality.

I'm going to venture a guess here. I'll bet that you will notice the difference. Why? For starters, you're asking about new audio formats. If you had tin ears, you wouldn't care much about audio formats.

Also, you currently own a Denon receiver. Denon is known for its high-end audio gear. Its receivers are popular with audiophiles.

Now, receivers are an anomaly when it comes to electronics. New developments in receivers don't happen as fast as with other electronics. So, they last longer than other gear.

So, I can understand why you wouldn't be keen on buying a new receiver. That's particularly true if you're already shelling out for a new Blu-ray player.

Fortunately, you don't need to upgrade your receiver. It will work fine, even with the new audio formats.

There are two ways to get these audio formats. You can buy a Blu-ray player that is capable of decoding them. Or, you could buy both a receiver and a player that are capable of decoding them.

In the first scenario, the player decodes the audio data. It is then passed via analog connections to your receiver and then to the speakers. Your receiver doesn't have to do any decoding. So, you're good to go.

Unfortunately, though, you'll have a mess of wires. That's because of the analog connections. You'll need to run one cord for each speaker from the player to your receiver.

In the second scenario, the player passes the audio to the receiver for decoding. A digital connection is required to handle the data. The receiver decodes the audio and then passes it to the speakers via an analog connection.

In this situation, you run an HDMI cable from the player to your receiver. It's nice and neat!

Audiophiles will debate the merits of each method. In fact, I'm sure it has been the subject of many online forum postings.

I won't get into the debate. Rather, you should make the decision yourself. Buy the Blu-ray player and add it to your current setup. If you're unhappy with the sound, then consider upgrading your receiver.

Are you getting the most from your home entertainment center? My great tips will help you make sure:

Help me find new listeners and readers. Here are a couple ways:

1. Tell your co-workers, employees, team members, fantasy sports buddies, family members and friends to check us out. I have a form that makes it easy.

2. Link your blog, online profile or site to my site. Instructions and cool artwork await you.

Have a great weekend. Thank you for your support of my show and newsletters! I appreciate it!

Kim :)

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TSA Approved Luggage Locks and Tags!

• ID luggage and keep thieves away
• Includes 2 tags and 2 locks
• Available in neon pink and green

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There was an old coal miner who loved to paint. Sadly, he could not afford canvases. But he found a solution. He would paint on the walls of his house. They soon became covered with his paintings. One day, a group of wayward youths broke in and defaced the paintings. The youths were soon apprehended and arrested for corrupting the murals of a miner.

Have a great day and I'll see you on the radio!

Give me a call! I'd love to hear from you. It takes just three easy steps: 1.) Call the LIVE broadcast. That's this Saturday from 10 a.m. to 1 p.m. on the East Coast, or, if you live on the West Coast, 7 a.m. to 10 a.m. 2.) Know the phone number. It is, of course, toll-free 1-888-825-5254. 3.) Talk to our call screener Andrew and tell him what's on your mind. That's all there is to it!

Kim :)

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